As you prepare to wave goodbye to yet another year, a decade even (can you believe it’s almost a ten years since we ushered Y2K in?)  and greet 2010 with a sense of optimism and excitement on your journey to becoming Rich and Happy, I’m trusting you’ve got a goal or two up your sleeve for the New Year.

It may or may not be a New Years resolution per se. In fact, it may not even be written down, but I bet there’s something specific you’d like to achieve or change in the new year, right?